On Saving Money for Deposit for House and Land Packages in Perth


When you are not on the property ladder, saving a deposit for a house and land package can seem like a daunting task. The key to success is to start saving as much as you can as soon as you can. Lenders are often cautious about lending to young, would-be home buyers, so the larger the deposit you can put down against your purchase, the broader your choice of mortgages is likely to be.

Take a long, hard look at your budget

If you are serious about saving money fast, chances are you will need to set aside a significant proportion of your monthly income. The best way to boost your savings is to keep track of your spending so that you can identify areas where you overspend and take action to curb your spending. This might mean restricting the amount you spend on activities, such as shopping and socialising.
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Benefits of House and Land Packages for First Home Buyers in Perth


Most people, when looking to buy a home for the first time, will keep an eye out for existing houses and flats, without considering the other options. Though a lot of people aren’t aware of it, there are a wide variety of benefits in home and land packages for first home buyers in Perth.

First of all, buying land and house packages offers a huge capacity for customisation. Buying a home that’s already built can be great if it’s absolutely perfect for your tastes, but odds are you’ll find something further down the line that is more to your liking. By purchasing a house and land package, you can get involved with every aspect of design. With this kind of freedom, you’ll be able to ensure that your new home fits in nicely with your preferences, and save time, money and other resources in the process.
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An Introduction to the Benefits of House and Land Packages in Perth


If you’ve been holding onto a long-running dream of having a brand new home, you may have the term “house and land package” come up a few times. This is becoming an increasingly common option for people who want a new place, and comes with several benefits when compared to buying older property. If you’re still a little confused about the whole thing, here’s a brief introduction to house and land packages in Perth.

First of all, the question that may have brought you here; what exactly is a house and land package? Most residential construction in Perth today is done by property developers who acquire land when the government releases it. These developers will be responsible first for laying down the infrastructure for a residential area; roads, water, electricity and so forth, and then have a choice in how to proceed.
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Four Misconceptions about House and Land Packages in Perth Debunked


Aussies in the market for a new home often find that buying an established property sounds like a more convenient and cost-savvy option versus building a new one. However, many home buyers today are surprised at how easy it is to build a brand new home that suited their budget through house and land packages in Perth. This home building option has been increasingly gaining popularity in the past decade. Despite this trend, though, preconceived notions are still hindering some homebuyers from recognising the advantages.

It’s time to debunk the four most common misapprehensions about house and land packages:

1. Prohibitive costs. If you think long-term, purchasing land and house packages is a more financially efficient option. For one, you can spare your pocket from maintenance expenses in the near future. Reliable builders also provide comprehensive warranty as well for your peace of mind.
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House and Land Packages: Top Tips for Viewing Display Homes in Perth


You’ve finally decided to try looking at house and land packages in Perth for your first home. If you don’t have any idea what to expect, visiting a few display houses is a good place to start. It’s easy to fall in love right away with the first display house you visit, but keep in mind that there are plenty more to see. You don’t want to miss out on the right opportunity simply because you rushed your decision. Here are the top tips for prospective buyers.

Take your time to look around

You should never be in a hurry whenever you make a huge decision such as building a house. Take your time and don’t feel pressured. Clear out your schedule for the day and focus on the display homes you are viewing. As you walk through each house, visualise what it would be like to live there.
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Top Four Reasons House and Land Packages Make Sensible Investments


Most people agree that it’s convenient to invest in an established house. It’s cheap, easy, and apart from a few retouches and installations, you don’t actually have to bother building the property from scratch. If you carefully analyse and factor in the risks and extra costs that come with used, worn properties, however, you might see your investment decision in a new light. Brand new home and land packages here in Perth offer multiple investment benefits that outweigh what ready-built properties offer.
You get to select your location and home design
House and land packages give you the liberty to select a good location, ideally one which demonstrates positive economic growth and real estate value appreciation. You can also customise a house design according to what you believe will entice your prospective tenants, making your investment more attractive.
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Purchase a House and Land Package in Perth through a Guarantor Loan


When buying a home in Perth, you will typically need to put down a minimum 5 per cent deposit to get approved for a loan. This requirement can prove challenging if you’re still paying rent. Fortunately, Perth home builders like WOW! Homes say your family can help you buy your new home by acting as a guarantor. Here’s what you need to know:

What is a guarantor?

Many lenders and banks will be more willing to help if you have a guarantor to back you up. A guarantor is anyone who can offer the assurance of loan repayment (but only a portion of the loan) if the borrower fails to fulfil his commitment. This lowers the risk for the lender, who may even decide to lend you as much as 100% of the property’s purchase and construction price.
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