Five Simple Steps for Purchasing Homes in Perth for First Home Buyers


From the outside, the process of finding and buying your first home involves vast amounts of time, money and paperwork. If you break it down into seven simple stages, however, it is not as daunting as it initially seems. Here are seven simple steps you can follow:

1. Work out your budget

Unless you have significant savings, chances are you are going to have to take out a mortgage to pay for your first home. In the current mortgage market, you will require a deposit of at least 5% of a property’s value to secure a mortgage from a lender. This means that if you want to buy a $250,000 property, you will need to put down a deposit of at least $12,500.
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On Saving Money for Deposit for House and Land Packages in Perth


When you are not on the property ladder, saving a deposit for a house and land package can seem like a daunting task. The key to success is to start saving as much as you can as soon as you can. Lenders are often cautious about lending to young, would-be home buyers, so the larger the deposit you can put down against your purchase, the broader your choice of mortgages is likely to be.

Take a long, hard look at your budget

If you are serious about saving money fast, chances are you will need to set aside a significant proportion of your monthly income. The best way to boost your savings is to keep track of your spending so that you can identify areas where you overspend and take action to curb your spending. This might mean restricting the amount you spend on activities, such as shopping and socialising.
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Benefits of House and Land Packages for First Home Buyers in Perth


Most people, when looking to buy a home for the first time, will keep an eye out for existing houses and flats, without considering the other options. Though a lot of people aren’t aware of it, there are a wide variety of benefits in home and land packages for first home buyers in Perth.

First of all, buying land and house packages offers a huge capacity for customisation. Buying a home that’s already built can be great if it’s absolutely perfect for your tastes, but odds are you’ll find something further down the line that is more to your liking. By purchasing a house and land package, you can get involved with every aspect of design. With this kind of freedom, you’ll be able to ensure that your new home fits in nicely with your preferences, and save time, money and other resources in the process.
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Essential Factors First Home Buyers in Perth Need to Look Out For


There are a few key variables to keep in mind when investing in a home in Perth for the first time. Understanding these factors is critical to making the best choices.

Choosing where to build a home can be a tough task. While certain locations are highly desirable, there are still a few steps to highlight as well as some benefits that are offered by the government. Take a look at both of these areas.

Grants for First-Time Buyers

Those who are contemplating the purchase or construction of a home for the first time can take advantage of a programme called the First Home Owner’s Grant or FHOG. This grant is able to provide an individual with a total of up to $10,000 dollars towards any new home purchase. Be sure to visit the FHOG’s official website to learn about the qualifications and conditions of the first home buyers grant.
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An Introduction to the Benefits of House and Land Packages in Perth


If you’ve been holding onto a long-running dream of having a brand new home, you may have the term “house and land package” come up a few times. This is becoming an increasingly common option for people who want a new place, and comes with several benefits when compared to buying older property. If you’re still a little confused about the whole thing, here’s a brief introduction to house and land packages in Perth.

First of all, the question that may have brought you here; what exactly is a house and land package? Most residential construction in Perth today is done by property developers who acquire land when the government releases it. These developers will be responsible first for laying down the infrastructure for a residential area; roads, water, electricity and so forth, and then have a choice in how to proceed.
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Four Misconceptions about House and Land Packages in Perth Debunked


Aussies in the market for a new home often find that buying an established property sounds like a more convenient and cost-savvy option versus building a new one. However, many home buyers today are surprised at how easy it is to build a brand new home that suited their budget through house and land packages in Perth. This home building option has been increasingly gaining popularity in the past decade. Despite this trend, though, preconceived notions are still hindering some homebuyers from recognising the advantages.

It’s time to debunk the four most common misapprehensions about house and land packages:

1. Prohibitive costs. If you think long-term, purchasing land and house packages is a more financially efficient option. For one, you can spare your pocket from maintenance expenses in the near future. Reliable builders also provide comprehensive warranty as well for your peace of mind.
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Working with Home Builders: How to Reduce New Home Construction Stress


You can never totally steer clear of stressful moments when you are building a home. Understanding their causes and managing those causes effectively, though, is the key to achieving a quality, cost-efficient build. Here are tips on how to minimise the stress you may encounter while constructing your new home here in Perth:

1. Hire the right builder. Don’t rely solely on bids. A higher bid does not necessarily mean superior product quality, while a lower bid can mean surprise costs as the construction ensues.
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